The material you pick for a house roof matters more than the color or design. You have three common options to choose from, which are metal, asphalt, and impact-resistant shingles. This article highlights the pros and cons of each to assist you in the long term.
Asphalt Shingles
The most common roofing material in the US is asphalt shingles. They are easier to install and also cost less than other options. If you live in an area where hailstorms are expected, then this is not the option to go for. The impact can damage the shingle’s fiberglass mat or cause cracks on the surface.
Its granules can also get loose, which provides sun protection. They might survive the early years of installation, but shingles that are ten years old probably cannot withstand a hailstorm. Hail can cause granules to collect in gutters or at the base of downspouts.
Metal Roofing
Metal roofing installation costs more than the Asphalt shingles that we discussed. They can last several decades, since they resist cracking and leaks. However, these cosmetic damages are not covered by insurance policies so repair costs like these are the owner’s responsibility. Thicker gauge steel and standing seam panels tend to hold up better than thin corrugated sheets.
Impact-Resistant Shingles
Impact-resistant shingles are tested to Class 4, which is the highest impact rating. They are made with reinforced layers and generally look similar to standard asphalt. The cost of these is less than metal roofing and higher than standard asphalt.
These are often covered by insurance policies as well. Usually, premium discounts are provided for homes that have Class 4 shingles installed. The cost difference with standard asphalt still convinces people to go with standard asphalt rather than going with impact-resistant shingles.
Table Comparison
| Material | Hail resistance | Cost |
| Asphalt | Fair | Low |
| Metal | Excellent, may dent | High |
| Impact-resistant | Very good | Medium |
Checking for Damage After a Storm
No roofing material is hailproof while you opt for any of the options discussed above. If your area has experienced a hailstorm then it is time to check thoroughly for any of the damages. You can inspect to find the following problems:
- Dented vents or flashing
- Missing granules on shingles, or granules collecting in gutters
- Soft spots on the roof surface
- Dark patches on shingles
Water can remain inside and gradually reach the decking and insulation part of the roof. The roof repair costs more if you allow things to reach at this stage. If you have to file an insurance claim then do take photographs of the roof and gutters.
Homeowners can check some of these signs from the ground, but a professional inspection is the most reliable way to confirm the extent of the damage. If you live in a state such as Wisconsin, a professional assessment can determine whether hail damage roof repair in Wisconsin is required, along with ascertaining the damage that could lead to future issues.
Endnote
The right roofing material depends on your budget and how often hailstorms occur in your area. Metal has the longest lifespan, impact-resistant shingles are a middle option, and asphalt is the choice when the upfront cost matters most. No matter what material you go with, the roof should be checked after any significant hailstorm, since damage is not always visible right away.